Loans
Get going now with a B&Q Loan
Are you dreaming of a beautiful new kitchen, conservatory or bathroom? Then why not have the one you've always wanted with a loan from B&Q?
Let's say you're planning a fantastic new kitchen. Not only can B&Q give you a great selection of kitchens, all the finishing touches, and even an experienced tradesperson to install it, we can also provide the finance to help pay for it. All you need is a 10% deposit. Our rates vary depending on how much you borrow and are fixed for the life of the loan;
- 10.8% APR on loans of £5,000 or more
- 14.8% APR on loans between £2,000 and £4,999
- 19.8% APR on loans less than £2,000.
Typical 19.8% APR
Choose the repayments that suit you
Depending on the amount you borrow you can repay your B&Q Loan over the fixed term that suits you best. See table below for some examples.
Repayment examples - Typical 19.8% APR.
| Term | 24 Months | 48 Months | 60 Months | ||||||
| Total Product Price |
10% Deposit |
Amount Borrowed |
APR |
Monthly Repayment |
Total Amount Payable (Inc. Deposit) |
Monthly Repayment |
Total Amount Payable (Inc. Deposit) |
Monthly Repayment |
Total Amount Payable (Inc. Deposit) |
| £500 | £50 | £450 | 19.8% | £22.52 | £590.48 | £13.28 | £687.44 | £11.49 | £739.40 |
| £1,000 | £100 | £900 | 19.8% | £45.04 | £1,180.96 | £26.55 | £1,374.40 | £22.97 | £1,478.20 |
| £2,000 | £200 | £1,800 | 19.8% | £90.07 | £2,361.68 | £53.10 | £2,748.80 | £45.94 | £2,956.40 |
| £3,500 | £350 | £3,150 | 14.8% | £151.12 | £3,976.88 | £85.95 | £4,475.60 | £73.16 | £4,739.60 |
| £5,000 | £500 | £4,500 | 14.8% | £215.89 | £5,681.36 | £122.79 | £6,393.92 | £104.52 | £6,771.20 |
| £10,000 | £1,000 | £9,000 | 10.8% | £416.63 | £10,999.12 | £229.64 | £12,022.72 | £192.64 | £12,558.40 |
| £12,000 | £1,200 | £10,800 | 10.8% | £499.95 | £13,198.80 | £275.57 | £14,427.36 | £231.16 | £15,069.60 |
| You will be asked to pay 10% of the item price as a deposit. | |||||||||
All loans subject to status. Minimum loan £100, maximum loan £15,000. You can pay your loan back over a term of between 6 and 84 months depending on the amount borrowed. Applicants must be over 18 years of age and permanent UK residents. Loans for business and timeshare purposes are excluded.
